Self-appraisals of efficacy are reasonably accurate, but they diverge from action because people do not know fully what they will have to do, lack information for regulating their effort, or are hindered by external factors from doing what they can

Dysfunctions can occur in each of the self-regulatory subfunctions-in how personal experiences are self-monitored and cognitively processed, in the evaluative self-standards that are adopted, and in the evaluative self-reactions to one's own behavior.. Problems at any one of these points can create self-dissatisfactions and dejection. dysfunctions in all aspects of the self system are most apt to produce the most chronic self-disparagement and despondency

Self-efficacy is the belief in one's capabilities to organize and execute the sources of action required to manage prospective situations.

Gaining insight into one's underlying motives, it seems, is more like a belief conversion than a self-discovery process

Self-percepts foster actions that generate information, as well as serve as a filtering mechanism for self-referent information in the self-maintaining process

If self-efficacy is lacking, people tend to behave ineffectually, even though they know what to do.

In order to succeed, people need a sense of self-efficacy, to struggle together with resilience to meet the inevitable obstacles and inequities of life.