for the poor the whole world is a self-constituted critic; your smallest action is open to debate. No secret place of your soul is safe from invasion.

... hunger and cold, ill-health and pain are nothing. They pass. The thing that remains is ignorant criticism, well-meaning but futile advice, the contempt of a subordinate, the feelings of the underdog.

I am always glad to think that my education was, for the most part, informal, and had not the slightest reference to a future business career. It left me free and untrammeled to approach my business problems without the limiting influence of specific training.

In business everyone is out to grab, to fight, to win. Either you are the under or the over dog. It is up to you to be on top.

... it is a lonely programme. The very virtues you cultivate become walls that inevitably separate you from your kind.... A new danger comes to your soul, and intolerance and impatience with those who are as you have been all but destroy that which you have taken such pains to build up. Not alone are there spiritual barriers between you and the friends that you have, but your business training has made your mind incisive. In the swift rush of business you have no time for small debates and petty dilemmas.

There is romance in coffee. It comes from the ends of the earth, and goes to the far corners of man's habitation.

Life is beset by many annoyances, and those that stand out above all are the life- insurance and advertising agents.