You may not like the idea of putting money into a home when you're moving out. But it's demanded by the market. You need to show it off. You don't have to rip out the kitchen and bathroom. But maybe replace the tiles or the countertops. Get professional advice.

Especially if you're over 40, shortening the term of your loan to pay it off sooner could make you mortgage-free in retirement.

People imitate their leader. Lead by example.

I was well motivated. What I wanted to do was work for myself. I had twenty two jobs before I started my business at the age of twenty three and I didn't want one more boss telling me what to do. So I was motivated simply because I didn't want a boss.

I was a hot-dog stand lady, I was an orphan housemother, I was a waitress 3 or 4 times. All of those jobs did not have good bosses. They basically told you what to do, when to do and when to hop. And I just didn't like that very much.

Finding opportunity is a matter of believing it's there.

Figure out what past efforts amounted to nothing and label them your "not to do" list. Post the list where you'll see it.