If your house has been on the market for more than four months, take it off the market and re-list it in two months as 'new.'

Refinancing your mortgage usually makes sense if you can lower your interest rate by at least two points. But the most important question to ask yourself is, how long will it take you to break even?

Become better at firing than hiring - it's crucial for building a business.

Don't teach talent that isn't there.

Everybody thinks that they're going to time the market, they're going to sharpshoot the market, and buy right at the bottom. The truth of the matter is that nobody is good at it.

Especially if you're over 40, shortening the term of your loan to pay it off sooner could make you mortgage-free in retirement.

You may not like the idea of putting money into a home when you're moving out. But it's demanded by the market. You need to show it off. You don't have to rip out the kitchen and bathroom. But maybe replace the tiles or the countertops. Get professional advice.