Finding opportunity is a matter of believing it's there.

So many people are good at starts and not so good at finishing.

Refinancing your mortgage usually makes sense if you can lower your interest rate by at least two points. But the most important question to ask yourself is, how long will it take you to break even?

If I could set a world record, it would be that I have 150 business partners, all with thriving businesses of their own that started with nothing and I made the difference to make them all billionaires.

No loan is free. The costs are in your loan somewhere, maybe rolled into the amount to be refinanced or even coming at a higher interest rate.

Take some time to sit down and figure out how your big rival is promoting their brand and plan something smarter and more creative for yours!

If you stand back and analyze the best way to do something, you'll be standing there forever. Follow your gut and jump right in!