James Bond in his Sean Connery days ... was the first well-known bachelor on the American scene who was not a drifter or a degenerate and did not eat out of cans.

I grew up hearing over and over, to the point of tedium, that "hard work" was the secret of success: "Work hard and you'll get ahead" or "It's hard work that got us where we are." No one ever said that you could work hard - harder even than you ever thought possible - and still find yourself sinking ever deeper into poverty and debt.

There can be no more ancient and traditional American value than ignorance. English-only speakers brought it with them to this country three centuries ago, and they quickly imposed it on the Africans--who were not allowed to learn to read and write--and on the Native Americans, who were simply not allowed.

My Turn is the distilled bathwater of Mrs. Reagan's life. It is for the most part sweetish, with a tart edge of rebuke, but disappointingly free of dirt or particulate matter of any kind.

Upscale young men seem to go for the kind of woman who plays with a full deck of credit cards, who won't cry when she's knocked to the ground while trying to board the six o clock Eastern shuttle, and whose schedule doesn't allow for a sexual encounter lasting more than twelve minutes.

A free-enterprise economy depends only on markets, and according to the most advanced mathematical macroeconomic theory, markets depend only on moods: specifically, the mood of the men in the pinstripes, also known as the Boys on the Street. When the Boys are in a good mood, the market thrives; when they get scared or sullen, it is time for each one of us to look into the retail apple business.

But the economic meltdown should have undone, once and for all, the idea of poverty as a personal shortcoming or dysfunctional state of mind. The lines at unemployment offices and churches offering free food includes strivers as well as slackers, habitual optimists as well as the chronically depressed. When and if the economy recovers we can never allow ourselves to forget how widespread our vulnerability is, how easy it is to spiral down toward destitution.