Philanthropy should be taking much bigger risks that business. If these are easy problems, business and government can come in and solve them.

When AIDS emergency broke out and was killing millions in Africa, the Global Fund was created so that a level of generosity would show up and buy the medicines to save those lives.

If your goal is to make the world a better place, one thing you can do is pick a specific challenge that you really care about. Then, learn as much as you can about it and try to volunteer your time to help an organization that is working in this area. While you're doing that, look for creative new ways to use technology to tackle parts of the problem that you come in contact with.

The more you learn, the more you have a framework that the knowledge fits into.

I'm certainly well taken care of in terms of food and clothes ... Money has no utility to me beyond a certain point. Its utility is entirely in building an organization and getting the resources out to the poorest in the world.

No more misquoted forms, lost invoices, redundant entries, missing checks, or delays caused by incomplete paperwork.

I believe that every life is valuable. That we can make things better. That innovation is the key to a bright future. That we're just getting started.