The best time to start was last year. Failing that, today will do.

Many of us live our lives out of the fear of what other people think of us. We're waiting for someone to give us a permission slip that tells us it's OK to be ourselves. Don't try to be fearless or pretend you aren't impacted by fear. Just try to prevent fear from making your decisions for you.

Embracing new things often requires us to embrace our fears, however trivial they may seem. You deal with fear not by pretending it doesn't exist, but by refusing to give it decision-making authority.

Instead of reflecting on the past, predict the future.

Why travel - because the world was meant to be experienced, not imagined.

In the long-term, security comes from an asset you create or acquire, not a position in someone else's asset.

Don’t think innovation, think usefulness.