This is not a game, ... Debt has become a part of who we are. It's become that spoiled child in the grocery store with their lip stuck out: 'I want it. I want it. I deserve it because I breathe air.' And, well, that's an uphill climb in our culture right now, to go against that and say, 'Hey, let's be grownups here. Let's be mature, learn to delay pleasure, save up and pay for things.'
Dave RamseyGood things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.
Dave RamseyWhen you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
Dave Ramsey