Dave Ramsey Quotes

Those who don't manage their money will always work for those who do

I think the lie we've told people in the marketplace is that a degree gets you a job. A degree doesn't get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful.

Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.

You've got to tell your money what to do or it will leave.

Enabling is the enemy of motivation.

Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.

Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.

No one got rich on a government program. Do not choose to be a common man. You can be uncommon.

You will only sacrifice when you passionately believe in the outcome.

Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.

What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.

Being willing to delay pleasure for a greater result is a sign of maturity.

The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.

I have to live my books before I write them.

Pray like it all depends on God, but work like it all depends on you.

You can't be in debt and win. It doesn't work.

Earning a lot of money is not the key to prosperity. How you handle it is.

People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.

Servant Leadership is the only #leadership that ultimately works.

Work is a surefire money-making scheme.

If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don't owe anyone an apology for winning.

Debt is dumb. Cash is king.

Great talent stands in line to join your team because the culture becomes the stuff of legend.

If you come with mercy but not justice; that's called enabling.

We learned early on that if we help enough people, the money will come.

Nothing happens without focus. Don't try to do everything at once. Take it one step at a time.

Credit is an 'I love debt' score.