Great opportunity is all around you and it will inspire you to either take advantage of it or deny that it is there.

Exceptional talent and extraordinary creativity are irrelevant! It's what you do with what little you have that counts big time in the end.

Welfare is not a retirement plan.

Never economize on the small luxuries of life. Drinking fine wine and eating chocolate won't solve your problems - but they won't hurt either.

You can't be genuinely prosperous unless you have personal freedom. You will have attained true personal freedom in this world when you can get up in the morning when you want to get up; go to sleep when you want to go to sleep; and in the interval, work and play at the things you want to work and play at - all at your own pace.

Two people look at the same Exercise above: One sees "Opportunity Is Nowhere" and one sees "Opportunity Is Now Here."

Thank Heaven for Retirement!