Being unemployed is the true test of who you really are.

To fear retirement is to fear life.

Sex is Number 1 of my Top-10 joys in retirement. Number 2 is reading How to Retire Happy, Wild, and Free. I forgot the other eight.

In an overly materialistic world, prosperity is unfortunately and invariably associated with hoards of money and countless possessions. Yet to the truly prosperous people of this world, prosperity is prosperity in its purest and original sense. Prosperity comes from the Latin word "spes", which means "hope and vigor." To the truly prosperous person, being prosperous means being positive and happy in the moment.

Two people look at the same Exercise above: One sees "Opportunity Is Nowhere" and one sees "Opportunity Is Now Here."

Imagination allows you to think of the journey worth making. Motivation gets you started. But, it's patience and perseverance that get you there.

Great opportunity is all around you and it will inspire you to either take advantage of it or deny that it is there.