Our investment bank looks like it does because its customers like our expansive network and want to do equity, debt, M&A, custody, move money, deposit money, et cetera.

I've asked our people, "Why don't we just put a revolver on top of our basic loan?" Make it easier for the client.

It's great that people get together and collaborate, talk about the facts and the analysis, all in the interest of having a great financial system.

Companies that build scale for the benefit of their customers and shareholders more often succeed over time.

Don't do anything stupd. And don't waste money. Let everybody else waste money and do stupid things; then we'll buy them.

Men, age 25 to 55, the labor-force participation rate is down 10%. That's unbelievable. There are 35,000 dying of opioids every year. Seventy percent of kids age 17 to 24 can't get into the US military because of health or education. Obesity, diabetes, reading and writing. Is that the society we wanted? No. We should be working on these things, acknowledge the flaws we have, and come up with solutions. Not Democrat. Not Republican. Not knee-jerk.

All our clients know that we're there, we're steady, we do a good job, we earn a fair return for ourselves, which I think is critical.