There is a lot of focus on that first rate move, and I'm not sure how important that is.

No one can forecast the economy with certainty.

I speak to lots of people around the world, and no one would tell you that 25 basis points will make a difference to them.

There is a lot of focus on that first rate move, and I'm not sure how important that is.

I'm not going to name anybody, but I think there are about five to 10 global institutions that will emerge as our primary competitors across the board. They're adjusting to this new world, like we are.

Companies that build scale for the benefit of their customers and shareholders more often succeed over time.

It's offensive to me to be called a cost cutter.