It's daring and challenging to be young and poor, but never to be old and poor. Whatever resources of good health, character, and fortitude you bring to retirement, remember, also, to bring money.

Life insurance can be numbingly complicated. Clients often turn off their brains and surrender their judgment to the very agent or planner who brought on their coma in the first place.

The shortest period of time lies between the minute you put some money away for a rainy day and the unexpected arrival of rain.

Buy a friend; hire a lawyer.

Everyone can get a little sloppy with cash and it's smart to notice. But what's squeezing you is the big stuff you ladle onto your credit cards.

You normally don't get a margin call unless your securities, minus the debt, are worth 30% or less of their nominal market value.

Savings will not make you rich. Only canny investments do that. The role of savings is to keep you from becoming poor.