My suggestion would be to walk away from the 90% who don't and join the 10% who do.
Don't be anybody's follower, be a student.
Never attack a problem without also presenting a solution.
If you are not financially independent by the time you are forty or fifty, it doesn't mean that you are living in the wrong country or at the wrong time. It simply means that you have the wrong plan.
Income is primarily determined by your philosophy, not by the economy
Nothing is more powerful for your future than being a gatherer of good ideas and information. That's called doing your homework.