The guy says, "When you work where I work, by the time you get home, it's late. You've got to have a bite to eat, watch a little TV, relax and get to bed. You can't sit up half the night planning, planning, planning." And he's the same guy who is behind on his car payment!

We generally change ourselves for one of two reasons: inspiration or desperation.

Any day we wish; we can start the process of life change.

The same wind blows on us all; the winds of disaster, opportunity and change. Therefore, it is not the blowing of the wind, but the setting of the sails that will determine our direction in life.

Take time to gather up the past so that you will be able to draw from your experience and invest them in the future.

If you were to take the lessons and experiences you've acquired in the past one year, five years or 10 years and skillfully invest that into your future, how powerful would that be? Where would you find yourself at the end of the next year?

A novel is never anything, but a philosophy put into images.