In October 2008, when the credit crunch hit, small businesses were really crushed by the lack of capital.

I think we've learned that the S.B.A. plays a critical role in providing access and opportunity when the market is not providing that access. We help banks get that money out into the hands of important and viable businesses, particularly those owned by minorities, women, immigrants and veterans.

Small businesses have told us that having cash in their pocket is one of the primary things that they need.

Small businesses are really the engine in the economy.

President Obama vowed in his State of the Union address to make assisting domestic manufacturers a top priority for his second term.

I recently had the opportunity to participate in 'Inc.''s first-ever 'Hire Power Awards' event in Washington, D.C. The event was a testament to the power of American entrepreneurship and the role that it plays in driving job creation and innovation in a wide array of industries.

Small businesses, you can give them capital, but what they often need as much is mentoring, advice and help with their business plan.