I've been very fortunate at having good titles but I just think in terms of titles. I'm doing a workshop now where people write books and they come and I name their books for them. I'm good with titles.

I have people who buy my books just so they can sit them around and show them off because of the titles, especially the Shut Up, Stop Whining and the Grow a Pair. So the title is very, very important.

What you think about, talk about, and get off your ass and do something about, comes about.

I looked at the fact that people were in such financial trouble I said well people are broke because they want to be.

Go to your checkbook and see what you spend money on. In an instant, you will know what is important to you because your money goes toward it.

The premise, to me, is the most important thing that you have to know going in. It's the problem as you see it. So I write down the problem as I see it. That is the premise for my book.

There are two things you will never be without: One is your reputation and the other is your credit rating.