Sometimes you don't get the value of the art or the painting you buy. The value you get from it is on the wall and you're looking at it. It's the same with your car. You're using it, so it goes down in value but you've used it.

I'm a great believer in everything at the right time. Go on a crazy spree if it's the right time to do it but choose your moment carefully and beware of impulse buying.

I used to prefer cash but I'm more and more drawn to cards because with certain cards you get the full lists which you can then pass on to your accountant so you don't have to do the whole receipt, receipt, receipt thing as it's all itemised.

If you want something you have to wait.

I hate any kind of owing of anything.

You can't predict tomorrow. And because you can't predict tomorrow, you have to be realistic with what you have today. It doesn't mean don't enjoy yourself but enjoy yourself at the right time.

Being able to check your balance on the phone is the best invention ever.