I didn't get paid for my first gig supporting Usher Raymond in the Temple in Tottenham when I was 17 or 18. I bugged the promoter to let me play and it went down a storm. And after that I got loads of gigs, which were paid.

I hate any kind of owing of anything.

I think money is pretty straightforward. Get some money in; pay off what you owe, the rest is yours.

You can't predict tomorrow. And because you can't predict tomorrow, you have to be realistic with what you have today. It doesn't mean don't enjoy yourself but enjoy yourself at the right time.

I'm a great believer in everything at the right time. Go on a crazy spree if it's the right time to do it but choose your moment carefully and beware of impulse buying.

If you want something you have to wait.

I've always been very sensible with money.