I've always been very sensible with money.

I didn't get paid for my first gig supporting Usher Raymond in the Temple in Tottenham when I was 17 or 18. I bugged the promoter to let me play and it went down a storm. And after that I got loads of gigs, which were paid.

I hate any kind of owing of anything.

I think money is pretty straightforward. Get some money in; pay off what you owe, the rest is yours.

Being able to check your balance on the phone is the best invention ever.

Sometimes you don't get the value of the art or the painting you buy. The value you get from it is on the wall and you're looking at it. It's the same with your car. You're using it, so it goes down in value but you've used it.

I'm pretty conservative when it comes to money. My parents were very working class and constantly working. There was always a very strong work ethic and that's put a more conservative, "save for a rainy day" mentality into me.