Those with health insurance are overinsured and their behavior is distorted by moral hazard. Those without health insurance use their own money to make decisions based on an assessment of their needs. The insured are wasteful. The uninsured are prudent. So what's the solution? Make the insured a little more like the uninsured.
Malcolm GladwellScience fiction annoyed me because it was like, "Why is the world as it is not enough for you?"
Malcolm GladwellThe kinds of errors that cause plane crashes are invariably errors of teamwork and communication.
Malcolm Gladwell