I love software and I love technology.

You must always be able to predict what's next and then have the flexibility to evolve.

I always tell people: Life is the dance between what you desire most and what you fear most. You've got to be able to deal with the threshold of control.

I had one goal. I wanted people to really learn the tools that could change, because I taught finance for years, I network with people in their 20s, obviously, and all ages I've worked with. But I wanted to just take that to another level, and I also, quite frankly, was just angry. I was angry about the level of abuse I saw in 2008 that happened to people. I knew what happened, I had made a fortune during that time because when things melt down - and they're going to again; life is cyclical - it's one of the greatest opportunities in your life.

The CMO is expected to spend more on technology than the CIO by 2017.

I just cannot understand why we can't have better schools. That private schools are the only option for the kind of high-net-worth crowd, I think, is ridiculous. It should be a major initiative. It should be something we're all working on. We have to get our head out of the clouds.

If there wasn't any competition, I'd be very worried, because it would mean we were not doing very well.