If you're looking where everybody else is looking, you're looking in the wrong spot.

One thing we can all control is effort

If you've got $25,000, $50,000, $100,000, you're better off paying off any debt you have because that's a guaranteed return.

In the past people used to tell me to shut up a bit. But what I believe is to put out your opinion and let everyone else react. If I'm wrong I'm wrong. People are afraid to put out their opinions and get push back.

We can talk about republican or democratic approaches to the economy, but until you fix the student loan bubble - and that's where the real bubble is - and the tuition bubble, we don't have a chance. All this other stuff is shuffling deck-chairs on the Titanic.

Everyone is passionate about something. Usually more than one thing. We are born with it.

Time is the most valuable asset you don't own.