People reach a point of readiness for change when they reach their own personal bottom.
The mind, like any muscle, must be exercised.
Those that are afraid to buy are always afraid to sell.
Wealthy people always know the exact value of their time.
You can never get more by saying "No." You can hold a current position by saying "No", but you can only move forward by saying "Yes."
Everything begins in thought and the reality is only our interpretation of the situation.