The most important key to successful investing can be summed up in just two words-asset allocation.

A Financial Research Corporation study determined that the expense ratio is the only reliable predictor of future mutual fund performance.

Every company's greatest assets are its customers, because without customers there is no company.

We talk about saving time and killing time when actually we can't do either. We have no choice but to spend it at a constant and flowing rate.

A satisfied customer is the best business strategy of all.

We know that by simply changing our allocation between stocks and bonds, we can lessen the amount of volatility in our portfolio until we reach our comfortable sleep level.

It's important for you to understand that stock and bonds go up-and they go down. You need to be comfortable with that fact.