We talk about saving time and killing time when actually we can't do either. We have no choice but to spend it at a constant and flowing rate.

An asset allocation plan is based on your personal circumstances, goals, time-horizon, and need and willingness to take risk.

When you write down your ideas you automatically focus your full attention on them. Few if any of us can write one thought and think another at the same time. Thus a pencil and paper make excellent concentration tools.

The ultimate goal of a more effective and efficient life is to provide you with enough time to enjoy some of it.

A Financial Research Corporation study determined that the expense ratio is the only reliable predictor of future mutual fund performance.

Knowing nothing about investing might be a benefit. You won't have to unlearn many popular beliefs propagated by Wall Street and the media that aren't true.

Index investing is an investment strategy that Walter Mitty would love. It takes very little investment knowledge, no skill, practically no time or effort-and outperforms about 80 percent of all investors.