It's important for you to understand that stock and bonds go up-and they go down. You need to be comfortable with that fact.
Michael LeBoeufA Financial Research Corporation study determined that the expense ratio is the only reliable predictor of future mutual fund performance.
Michael LeBoeufWhen you write down your ideas you automatically focus your full attention on them. Few if any of us can write one thought and think another at the same time. Thus a pencil and paper make excellent concentration tools.
Michael LeBoeuf