The ultimate goal of a more effective and efficient life is to provide you with enough time to enjoy some of it.

A satisfied customer is the best business strategy of all.

The most important key to successful investing can be summed up in just two words-asset allocation.

The world is your mirror and your mind is a magnet. What you perceive in this world is largely a reflection of your own attitudes and beliefs. Life will give you what you attract with your thoughts think, act and talk negatively and your world will be negative. Think and act and talk with enthusiasm and you will attract positive results.

Adversity is an experience, not a final act.

When you write down your ideas you automatically focus your full attention on them. Few if any of us can write one thought and think another at the same time. Thus a pencil and paper make excellent concentration tools.

A Financial Research Corporation study determined that the expense ratio is the only reliable predictor of future mutual fund performance.