We all only have a certain amount of money and that means yes, we have to make choices and sometimes those choices mean we don't get what we want.

I use my financial values to set my limitations. I have three children I want to put through college debt free. So that means I can't spend wildly or with disregard.

Light has a way of keeping people honest.

Policy changes like what you desire come from our politicians. So let them know what you think.

Kids can and are a blessing. But plenty of people without kids live and die just as happy.

My first piece of career advice is find your gifting. Find the thing that you are skilled at and figure out if you can make a living doing it.

I've decided to keep working until my last kid is thu college.