I use my financial values to set my limitations. I have three children I want to put through college debt free. So that means I can't spend wildly or with disregard.

I've decided to keep working until my last kid is thu college.

Priorities lead to prosperity.

We all only have a certain amount of money and that means yes, we have to make choices and sometimes those choices mean we don't get what we want.

We have to protect ourselves by doing our own homework.

Policy changes like what you desire come from our politicians. So let them know what you think.

We all fall - even me.