I just don't like people taking debt into retirement.

I'm driving my old car until I'm on a first name basis with the low tow truck drivers!

My grandmother was extremely smart when it came to money, but she also worried a lot about not having enough. So it's with her in mind that I aim to explain complicated financial things so the folks like her won't be afraid to make certain money moves.

You shouldn't invest the money if you are looking to use it within five years. Too much risk.

If you'll have enough saved and nobody has to take on debt and you want to retire, shoot go for it.

I will just say, no matter where you buy the car, do your homework. When I purchase a car I come in with a folder an inch thick. In fact, one time the auto sales person asked if he could copy my research!

You'll feel better when you get all that debt off your back.