It's easy to get a loan unless you need it.

Decreased business base increases overhead. So does increased business base.

One of the most feared expressions in modern times is 'The computer is down.'

One should expect that the expected can be prevented, but the unexpected should have been expected.

People working in the private sector should try to save money. There remains the possibility that it may someday be valuable again.

It is very expensive to achieve high unreliability. It is not uncommon to increase the cost of an item by a factor of ten for each factor of ten degradation accomplished.

A billion saved is a billion earned.