Why tie to gold? Why not 1982 Bordeaux?

"Save more tomorrow" is a nudge to help people do what they know they want to do, which is save more, but they can't bring themselves to save more now. Just like many of us are planning to go on diets next month, or maybe in two months, certainly not tonight.

Every American worker should be able to save for retirement via payroll deductions.

Most people start claiming benefits within a year of when they become eligible, although benefits increase substantially if they wait.

People exaggerate their own skills. they are optimistic about their prospects and overconfident about their guesses, including which managers to pick.

A company invites their employees to sign up for a plan where every time they get a raise, some part of that raise goes to increasing their contribution rate to the 401k plan. In the first company we convinced to adopt this plan, saving rates tripled.

It turns out, that men, when they're taking care of their business, they're not fully attending to the task at hand, but, I'm sure there's an evolutionary explanation for this, if you give them a target, they will aim.