Women, girls and young ladies tend to be as good or better at math than boys, but you didn't think that either.

Women tend to collaborate, in my experience, more easily than gentlemen do.

Women tell us that they do feel patronized. They do feel like they don't have the time and the space to have their questions answered.

When you speak to a man or a woman about money, they will use water visualizations. For men, it typically is a river. Money comes in; money goes out. The level rises; the level sinks. For women, when you talk about money, to her... it's a pond. It's a set amount. She husbands it, and it typically goes in one direction... which is down.

Men tend to leave their financial adviser at a single-digit-percent rate in any given year. And women leave their husband and their joint financial adviser in the year after their spouse's death at a rate of greater than 70 percent - seven-zero.

Women tend to very much, very much think of money as a means to an end, not as an end in itself.

There is absolutely nothing that beats hard work.