So I think instead of focusing on the competition, focus on the customer.

The current institutionally provided retirement plans will not cover people's needs upon retirement.

A brand is no longer what we tell the consumer it is - it is what consumers tell each other it is.

Be dramatically willing to focus on the customer at all costs, even at the cost of obsoleting your own stuff.

People don't place their trust in government or company pension plans; they have to be self-reliant.

The changing nature of money is only one facet of the financial services revolution.

For every one of our failures, we had spreadsheets that looked awesome