A brand is no longer what we tell the consumer it is - it is what consumers tell each other it is.

Even the once simple home mortgage now has so many flavors and styles and variations that it is difficult for people to make a decision.

A whole generation of Americans will retire in poverty instead of prosperity, because they simply are not preparing for retirement now.

So I think instead of focusing on the competition, focus on the customer.

Today more people believe in UFOs than believe that Social Security will take care of their retirement.

People don't place their trust in government or company pension plans; they have to be self-reliant.

Be dramatically willing to focus on the customer at all costs, even at the cost of obsoleting your own stuff.