Before 1980, it was basically illegal for U.S. banks to invent new products.
For every one of our failures, we had spreadsheets that looked awesome
The current institutionally provided retirement plans will not cover people's needs upon retirement.
Fifty years ago wealth was stored and transmitted physically through gold bars, stock certificates, bank notes, and coins.
So I think instead of focusing on the competition, focus on the customer.
Subsequent to the original Quicken, the whole idea that we, as a consumer products company, could actually make business products, that was a whole revolution in our thinking.