Technology is similarly just a catalyst at times for fundamental forces already present.
So I think instead of focusing on the competition, focus on the customer.
The changing nature of money is only one facet of the financial services revolution.
Well, today people have to be self-reliant if they want a secure retirement income.
For every one of our failures, we had spreadsheets that looked awesome
Mutual funds were created to make investing easy, so consumers wouldn't have to be burdened with picking individual stocks.