A whole generation of Americans will retire in poverty instead of prosperity, because they simply are not preparing for retirement now.

Even some of the greatest technology-led revolutions, or allegedly technology-led, really were only made possible because of trends already present.

People don't place their trust in government or company pension plans; they have to be self-reliant.

The current institutionally provided retirement plans will not cover people's needs upon retirement.

Fifty years ago wealth was stored and transmitted physically through gold bars, stock certificates, bank notes, and coins.

For every one of our failures, we had spreadsheets that looked awesome

So I think instead of focusing on the competition, focus on the customer.