The changing nature of money is only one facet of the financial services revolution.
For every one of our failures, we had spreadsheets that looked awesome
Today more people believe in UFOs than believe that Social Security will take care of their retirement.
So I think instead of focusing on the competition, focus on the customer.
Fifty years ago wealth was stored and transmitted physically through gold bars, stock certificates, bank notes, and coins.
People don't place their trust in government or company pension plans; they have to be self-reliant.