We're still in the first minutes of the first day of the Internet revolution.

Even some of the greatest technology-led revolutions, or allegedly technology-led, really were only made possible because of trends already present.

A brand is no longer what we tell the consumer it is - it is what consumers tell each other it is.

So I think instead of focusing on the competition, focus on the customer.

Even the once simple home mortgage now has so many flavors and styles and variations that it is difficult for people to make a decision.

Subsequent to the original Quicken, the whole idea that we, as a consumer products company, could actually make business products, that was a whole revolution in our thinking.

Mutual funds were created to make investing easy, so consumers wouldn't have to be burdened with picking individual stocks.