We're still in the first minutes of the first day of the Internet revolution.

The current institutionally provided retirement plans will not cover people's needs upon retirement.

Thirty to 40 years ago, most financial decisions were fairly simple.

People don't place their trust in government or company pension plans; they have to be self-reliant.

We're still in the first minutes of the first day of the Internet revolution.

Technology is similarly just a catalyst at times for fundamental forces already present.

Be dramatically willing to focus on the customer at all costs, even at the cost of obsoleting your own stuff.