Before 1980, it was basically illegal for U.S. banks to invent new products.

The current institutionally provided retirement plans will not cover people's needs upon retirement.

People don't place their trust in government or company pension plans; they have to be self-reliant.

QuickBooks - the very fact that we could even dream to make something in the business arena, and that it would then succeed - was a total revolution to me.

Today more people believe in UFOs than believe that Social Security will take care of their retirement.

Before 1980, it was basically illegal for U.S. banks to invent new products.

So I think instead of focusing on the competition, focus on the customer.