Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score.

People have got to learn: if they don't have cookies in the cookie jar, they can't eat cookies.

To make the most of your money, I recommend sticking with mutual funds that don't charge a commission when you buy or sell.

When someone chooses to value herself over the things she can buy, true transformation begins.

Never, ever invest money that you will need prior to three to five years - minimum.

abundance is in crucial ways a state of mind.

If you have a 50 percent match and you get in trouble financially, you can either withdraw money as a loan, or withdraw the 50 percent match. If you take it out, you have to pay taxes on it, but you still come out ahead.