If there is anyone dependent on your income - parents, children, relatives - you need life insurance.

Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.

If you're saving for the long run, it's actually a good thing when the market is down because the more shares you have, the more you can potentially make when markets rise. And over time - decades, not months - the markets rise more than they fall.

A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.

The world does not need another credit card.

Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum.

There is nothing more beautiful than a confident woman.