If there is anyone dependent on your income - parents, children, relatives - you need life insurance.

The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.

Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up.

If you have debt I'm willing to bet that general clutter is a problem for you too.

As our net worth falls, so does our self-worth. Ironically, it's when we don't have it that we most feel we have to flaunt it.

The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance.

The dream of having one's dream job turned into "Oh my God, I'll take any job. I've been out of work for two years now. I don't care what I do. I'll do anything because I don't have any money".