Find $50 a month for savings. No excuses!

A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more.

I answered her spiritually. And that is where Oprah [Winfrey]comes from. She comes from a place of the truth within her. And I think that's why we clicked. And I think that's why we still continue to click.

If you have debt I'm willing to bet that general clutter is a problem for you too.

If there is anyone dependent on your income - parents, children, relatives - you need life insurance.

Live below your means but within your needs.

Writing is hard work, not magic. It begins with deciding why you are writing and whom you are writing for. What is your intent? What do you want the reader to get out of it? What do you want to get out of it. It's also about making a serious time commitment and getting the project done.