Find $50 a month for savings. No excuses!

If the relationship between you and your money is harmonious, regardless of how much you have, your financial transactions will be harmonious as well.

When you are grateful - when you can see what you have - you unlock blessings to flow in your life.

To enjoy a long, comfortable retirement, save more today.

Absolutely invest in retirement. You can always get a loan to get kids through school. I do not know of any loans to get you through retirement. The markets are seriously low from where they were (even though they've gone up 30 percent recently). Now is the time to be dollar cost averaging; the more money you put in, the more shares you buy. Save for your retirement, people.

When you lose something in your life, stop thinking it's a loss for you... it is a gift you have been given so you can get on the right path to where you are meant to go, not to where you think you should have gone.

Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as high as you think.