Find $50 a month for savings. No excuses!

If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself.

Absolutely pay off your credit card debt, because a child can always get a loan to go to school, possibly a scholarship, a grant.

It pays to be a fee fiend.

I love the Roth IRA. Tax-free income in retirement is a truly great deal.

When someone chooses to value herself over the things she can buy, true transformation begins.

I am a big believer that orderliness begets wealth.