If you expect your money to take care of you, you must take care of your money.

Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.

If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.

If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance.

Money is a topic that touches all races, all religions, all sexes, all ages, all tax brackets. It's a universal language that truly has been held up to us in society as a thing that determines whether we are successful, worthy, whether we have contributed something to life or not.

In order to create lasting security you must learn to stand in your truth.

The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance.