Private student loans should be avoided at all costs.

Money is the currency of life because it is the external measurement system that all of us have as to how we judge where we are in our own lives.

The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance.

If the boss is a jerk, get over it. First of all, don't you think there's a good chance that your boss's boss knows what's going on? If so, just keep your head down and do the work. Usually, if you put in maximum effort and produce excellent results, someone in the company is going to take notice. Either you will get promoted or your jerky boss will get the heave-ho. It happens all the time.

Absolutely pay off your credit card debt, because a child can always get a loan to go to school, possibly a scholarship, a grant.

A wise woman knows how to summon her courage and do what is right, rather than what is easy.

Private student loans should be avoided at all costs.