I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months.

The mind gives us thousands of ways to say no, but there's only one way to say yes, and that's from the heart.

One has to ask what is the goal of life? What is the goal of life? My interpretation of it for myself, a very wise teacher once taught me this, is to meet the needs of the people, places and the times around you and offering those services to God.

If you have credit card debt and credit card companies continue to close down the cards, what are you going to do? What are you going to do if they raise your interest rates to 32 percent? That's five times higher than what your kid is going to pay in interest on a student loan. Get rid of your credit card debt.

Who would you want to be giving you advice? Somebody who doesn't have any money?

Once you stop looking for a job, you are no longer considered part of the unemployment number.

Many of the good things would never have happened if the bad events hadn't happened first.