There isn't a part of our lives that money doesn't touch - it affects our relationships, the way we go about our everyday activities, our ability to make dreams reality, everything.

Although money alone won't make us happy, the lack of money surely will make us miserable.

You can never solve a financial problem with money. The only way for you to have a larger net worth is for you to go within to see why you are going without.

What's keeping you from being rich? In most cases it's simply a lack of belief. In order to become rich, you must believe you can do it, and you must take the actions necessary to achieve your goal.

You must remember the value that you add to others and not just what others have added to you. That's how we build self-worth, which, in my opinion, is just as important as net worth.

Writing is hard work, not magic. It begins with deciding why you are writing and whom you are writing for. What is your intent? What do you want the reader to get out of it? What do you want to get out of it. It's also about making a serious time commitment and getting the project done.

If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options.