By using money as the scapegoat and work as our all-consuming routine, we are able to conveniently disallow ourselves to do otherwise: 'John, I'd love to talk about the gaping void I feel in my life, the hopelessness that hits me like a punch in the eye every time I start my computer in the morning, but I have so much work to do! I've got at least three hours of unimportant email to reply to before calling prospects who said 'no' yesterday. Gotta run!

That's precisely the question everyone should be asking-why the hell not? - Why not you, why not now.

Awareness, even at a subconscious level, beats fancy checklists without it, track or you will fail.

You and your friends could plan the trip of a lifetime in 6-18 months to visit the completed school, teeming with dozens or hundreds of students who greet you with smiles and thank you letters. You'll know it's your school because your names will be on the door.

By working only when you are most effective, life is both more productive and more enjoyable. It's the perfect example of having your cake and eating it, too.

Language learning deserves special mention. It is, bar none, the best thing you can do to hone clear thinking.

Get good at being a troublemaker and saying sorry when you really screw up